Aegon Life Insurance – Protect Your Future with Confidence
Flexible Plans
FCA Regulated Broker
Customisable Policies
A Policy for Everyone
Comprehensive Life Insurance Tailored to You
Life is full of uncertainties, but your family’s financial security shouldn’t be one of them. Aegon Life Insurance provides flexible, reliable, and affordable protection designed to support your loved ones if the unexpected happens. Whether you want to ensure your mortgage is covered, replace lost income, or leave a financial safety net, Aegon offers policies that suit your individual needs.
With a strong reputation in the insurance industry, Aegon has been protecting families for decades. Their life insurance plans are designed to be simple, transparent, and easy to manage, so you can focus on what matters most—living life with peace of mind.
Why Aegon Life Insurance?
Choosing the right life insurance policy is a crucial decision. Aegon stands out by offering:
- Tailored Coverage Options – Choose from a variety of plans to match your financial goals and family’s needs.
- Guaranteed Payouts – A lump sum payment or regular income to your beneficiaries in the event of your passing.
- Affordable Premiums – Flexible pricing options to fit different budgets and life stages.
- Critical Illness Cover Add-On – Protection against serious illnesses, ensuring financial stability if you’re unable to work.
- Hassle-Free Application – Quick and easy sign-up process with expert support available.
Aegon’s policies provide financial reassurance, allowing you to plan for the future with confidence.
Types of Aegon Life Insurance Policies
Aegon offers a range of policies designed to meet different financial needs, ensuring you can find the right level of coverage.
Level Term Life Insurance
This policy provides a fixed lump sum payout if you pass away during the policy term. The coverage amount remains constant throughout the duration, making it ideal for ensuring financial protection for your family, repaying debts, or covering future expenses like university fees.
- Fixed payout that doesn’t change over time
- Suitable for family financial protection and debt repayment
- Guaranteed premiums for the duration of the policy
Decreasing Term Life Insurance
This option is commonly used to cover mortgage repayments. The payout decreases over time, typically in line with the remaining balance on a mortgage. Because the payout reduces, this type of policy is generally more affordable.
- Designed to cover outstanding mortgage debt
- Lower premiums compared to level term insurance
- Ideal for homeowners looking for financial security
Family Income Benefit
Instead of providing a one-time lump sum, this policy delivers regular income payments to your loved ones. This ensures ongoing financial support, helping to cover everyday expenses such as rent, utilities, and childcare costs.
- Ensures a steady income stream for dependents
- Great for families who rely on a single income
- Flexible policy terms to suit your family’s needs
Critical Illness Cover
A serious illness can disrupt your financial stability. With Critical Illness Cover, you receive a lump sum payout if you are diagnosed with a specified illness such as cancer, heart attack, or stroke. This benefit allows you to focus on recovery without financial stress.
- Covers a range of critical illnesses
- Provides financial support during treatment and recovery
- Can be purchased as a standalone policy or added to a life insurance plan
Income Protection
If illness or injury prevents you from working, Income Protection ensures you continue receiving a portion of your salary. This can help cover living expenses, mortgage payments, and other financial commitments while you recover.
- Provides monthly payments if you are unable to work
- Covers short-term or long-term income loss
- Flexible policy options to match your salary and expenses
Additional Benefits of Aegon Life Insurance
Aegon’s life insurance policies come with extra features designed to enhance your coverage and provide even greater financial security.
Terminal Illness Cover
If you are diagnosed with a terminal illness and have less than 12 months to live, Aegon allows you to access your payout early. This helps with medical costs, family planning, or personal arrangements.
Accidental Death Benefit
From the moment you apply, Aegon provides immediate cover for accidental death while your application is being processed. This ensures protection even before your policy is officially active.
Waiver of Premium
If you become unable to work due to serious illness or disability, Aegon can cover your monthly premiums, ensuring that your policy remains in force without financial strain.
Children’s Critical Illness Cover
An optional add-on that provides a financial payout if your child is diagnosed with a covered critical illness. This helps ease financial pressure so you can focus on their care and treatment.
Simple and Stress-Free Claims Process
Aegon understands that making a claim can be a difficult time for families. That’s why they have streamlined the process to ensure beneficiaries receive financial support as quickly as possible.
- Notify Aegon – Contact the claims team via phone or online.
- Submit Documentation – Provide necessary documents such as a death certificate or medical reports.
- Claim Assessment – A dedicated claims handler reviews the case, keeping you informed throughout the process.
- Payout Issued – Once approved, funds are released to beneficiaries promptly.
Aegon is committed to ensuring a smooth and transparent claims experience, providing guidance and support to families when they need it most.
Who Can Apply for Aegon Life Insurance?
Aegon Life Insurance is available to UK residents aged 18-89. Whether you’re a young professional, a parent, or planning for retirement, there’s a policy designed to suit your needs.
- No medical required for certain policies
- Customizable coverage levels
- Option to adjust your policy over time
How Much Does Aegon Life Insurance Cost?
The cost of life insurance varies based on factors such as:
- Age – Younger applicants typically receive lower premiums.
- Health – Non-smokers and those in good health usually pay less.
- Coverage Amount – Higher payouts result in higher premiums.
- Policy Type – Level term, decreasing term, and income protection have different pricing structures.
By customising your policy, you can find the right balance between affordability and comprehensive protection.
Get a Free Quote Today
Life insurance is an investment in your family’s future. Aegon Life Insurance provides financial security, ensuring your loved ones are protected no matter what happens.
Don’t leave their future to chance. Get a free, no-obligation quote today and take the first step towards lasting peace of mind.
Explore Our Life Insurance Services
Our life insurance process…
01
Needs Assessment
Tell us how much money you would need to financially protect your loved ones
02
We’ll Call You
We will call you to discuss your options and provide comprehensive free quotes
03
You’re Protected
You decide which policy to take and get protected today with no medicals or forms
Top Reasons to Choose Us
Comprehensive Coverage Options
Insured-Life.co.uk offers a wide array of insurance products, including life insurance, income protection, critical illness cover, mortgage protection, and over 50s life cover. This extensive selection allows you to find a policy that aligns with your specific requirements.
Access to Multiple Insurers
As an independent broker, Insured-Life.co.uk compares policies from a diverse panel of leading UK insurers, such as Legal & General, Aviva, and LV=. This independence ensures that you receive unbiased advice and competitive quotes tailored to your circumstances.
Additional Benefits and Services
Beyond standard insurance coverage, Insured-Life.co.uk provides extra services like placing your policy into trust at no additional cost, potentially protecting the payout from inheritance tax.
What Sets Us Apart
Safe Practices
Selling life insurance is about more than just policies—it’s about protecting futures with integrity and responsibility. Safe practices ensure that every client receives honest, transparent, and ethical guidance, helping them make informed decisions with confidence. From clear communication and accurate policy information to adhering to FCA regulationsand safeguarding personal data, trust is at the heart of everything we do.
FCA Regulated
At Insured-Life.co.uk, we are fully FCA-regulated, ensuring the highest standards of security, transparency, and ethical practice in life insurance. This means you can trust us to provide expert advice, fair policies, and protection that truly meets your needs. We work with leading UK insurers to offer reliable cover, giving you peace of mind that your loved ones will be financially secure.
Quick Policy Setup
At Insured-Life.co.uk, we make getting life insurance fast, simple, and stress-free. With our quick policy setup, you can secure the protection you need in just minutes. No lengthy paperwork, no complicated processes—just straightforward cover designed to give you peace of mind.
Get a quote, choose your policy, and enjoy the reassurance of knowing your loved ones are protected.
TESTIMONIALS
Hear from Our Customers
B Grant
Excellent customer service
Excellent customer service. Spoke to Daniel and he was so professional and knowledgeable which was reflected in the information he gave me. Detailed information I must add. I felt at ease throughout the call and never once did I feel I was being pressured to open a policy. It was my decision.
Lesley Phillips
I knew I had to take out a life policy…
I knew I had to take out a life policy for my husband and myself to cover funeral costs but kept putting it off .
Anastasia called us back as requested and guided us through the application. Thank you for making it easier than we thought so informative and helpful giving us the policy that was exactly what we asked for.
Highly recommended
Frequently Asked Questions
Whose Products Do We Sell?
- We offer products from a range of insurers for life insurance and critical illness cover.
- We offer protection products from a limited number of insurers for Whole of Life and Over 50s plans. A list of insurers we offer insurance from is available on request.
- As we’re not tied to any ONE provider we are able to search our panel of insurers and find you the best price available to us.
- We sometimes get preferential rates on selling policies which we pass on to you.
- We are paid a commission by each insurer for setting up your policy – it costs you nothing to use our service.
What Service Do We Offer?
- We are authorised by the FCA to advise our client on their protection needs. Our advisers will assess your demands and needs and recommend a suitable product that will protect you and your family. We get to know our clients and help them to decide on the right cover for the right price from a panel of leading UK insurers.
- We will ask you a number of questions designed to make you think about the shortfall in your income in the event of the death of a partner or breadwinner. Our questions are simple and our advisers avoid jargon making it easy for clients to understand.
How Much Does Our Service Cost?
- NOTHING – We do not charge a fee for our service; however, if you take a policy out through us we will be paid by commission from the insurer, but it still costs you nothing.
- You will receive a quotation which will tell you about any policy premiums relating to any particular insurance policy.
- We will put your life insurance policy into TRUST for FREE – this means that it may not be counted as part of your estate when you pass away and could secure it from the taxman – why should you lose your payout to the taxman’s inheritance tax?
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