Asda Life Insurance
Get an ASDA life insurance quote today…
Flexible Plans
FCA Regulated Broker
Customisable Policies
A Policy for Everyone
Get a quick quote for Asda life insurance today and protect the ones you love. Affordable life insurance is just a click away. You can get covered with the best value life insurance in minutes and with no forms or medicals.
Our specialists here at Insured-Life can help you navigate the variety of products offered by Asda and guide you through their application process to make the road to protection as smooth as possible.
Searching for quality life insurance and the little differences that go with each product can be daunting – and time consuming. At Asda, we like to save you time as well as money.
That’s why we partner with Insured-Life who search the market to bring you the right life insurance for you and your loved ones. Whether it’s a cash lump sum or a monthly income you need, Insured-Life will take you through your options. They’ll compare the leading insurance companies to help find you the right cover at the right price
A Comprehensive Guide to ASDA Life Insurance
Introduction
ASDA is widely recognised in the United Kingdom as a prominent supermarket chain, but it also offers a range of financial services, including insurance products. ASDA Life Insurance is one such offering, providing financial protection for your loved ones in the event of your death. This guide will detail the specifics of ASDA’s life insurance offerings, its features, and how it compares to other life insurance providers.
Understanding Life Insurance
Before diving into the details of ASDA’s life insurance, it’s helpful to understand the basics of life insurance. Life insurance is a contract between an insurance provider and a policyholder. The policyholder pays regular premiums to the provider, and in exchange, the provider pays a lump sum, or a death benefit, to the beneficiaries upon the policyholder’s death. The main types of life insurance are term life insurance, which provides coverage for a specific period, and whole life insurance, which provides lifetime coverage.
ASDA Life Insurance Offerings
ASDA provides a variety of life insurance products to cater to different needs:
Level Term Life Insurance: This policy pays out a fixed sum if the policyholder dies during the term of the policy. The amount of coverage and term length are fixed when the policy is taken out and do not change throughout the term.
Decreasing Term Life Insurance: This policy is often used to protect a repayment mortgage, where the amount of coverage decreases roughly in line with the way a repayment mortgage decreases.
Over 50s Life Insurance: This policy is designed for individuals aged 50 and over. It offers guaranteed acceptance and a fixed cash payout upon death.
Key Features of ASDA Life Insurance
Flexibility
ASDA Life Insurance offers flexible coverage options, allowing you to choose the term length and the amount of coverage based on your individual needs.
Terminal Illness Cover
ASDA Life Insurance policies include terminal illness cover. If you’re diagnosed with a terminal illness with a life expectancy of less than 12 months, the policy will pay out early.
Additional Cover Options
ASDA Life Insurance allows you to add optional covers, such as Critical Illness Cover, which pays out a lump sum upon diagnosis of a specified critical illness.
Applying for ASDA Life Insurance
You can apply for ASDA life insurance online or over the phone. The application process involves providing personal details, lifestyle information, and health history.
ASDA Life Insurance offers a variety of coverage options to meet different needs, including the option to add additional coverages. Terminal illness cover is included as standard, providing an added layer of protection. As always, it’s vital to carefully review your own needs, explore all available options, and seek professional advice before deciding on a life insurance policy.
Disclaimer
This guide is intended to provide general information about ASDA Life Insurance. It does not constitute financial advice. Always conduct your own research and consider seeking professional advice before purchasing a life insurance policy.
Explore Our Life Insurance Services
Our life insurance process…
01
Needs Assessment
Tell us how much money you would need to financially protect your loved ones
02
We’ll Call You
We will call you to discuss your options and provide comprehensive free quotes
03
You’re Protected
You decide which policy to take and get protected today with no medicals or forms
Top Reasons to Choose Us
Comprehensive Coverage Options
Insured-Life.co.uk offers a wide array of insurance products, including life insurance, income protection, critical illness cover, mortgage protection, and over 50s life cover. This extensive selection allows you to find a policy that aligns with your specific requirements.
Access to Multiple Insurers
As an independent broker, Insured-Life.co.uk compares policies from a diverse panel of leading UK insurers, such as Legal & General, Aviva, and LV=. This independence ensures that you receive unbiased advice and competitive quotes tailored to your circumstances.
Additional Benefits and Services
Beyond standard insurance coverage, Insured-Life.co.uk provides extra services like placing your policy into trust at no additional cost, potentially protecting the payout from inheritance tax.
What Sets Us Apart
Safe Practices
Selling life insurance is about more than just policies—it’s about protecting futures with integrity and responsibility. Safe practices ensure that every client receives honest, transparent, and ethical guidance, helping them make informed decisions with confidence. From clear communication and accurate policy information to adhering to FCA regulationsand safeguarding personal data, trust is at the heart of everything we do.
FCA Regulated
At Insured-Life.co.uk, we are fully FCA-regulated, ensuring the highest standards of security, transparency, and ethical practice in life insurance. This means you can trust us to provide expert advice, fair policies, and protection that truly meets your needs. We work with leading UK insurers to offer reliable cover, giving you peace of mind that your loved ones will be financially secure.
Quick Policy Setup
At Insured-Life.co.uk, we make getting life insurance fast, simple, and stress-free. With our quick policy setup, you can secure the protection you need in just minutes. No lengthy paperwork, no complicated processes—just straightforward cover designed to give you peace of mind.
Get a quote, choose your policy, and enjoy the reassurance of knowing your loved ones are protected.
TESTIMONIALS
Hear from Our Customers
B Grant
Excellent customer service
Excellent customer service. Spoke to Daniel and he was so professional and knowledgeable which was reflected in the information he gave me. Detailed information I must add. I felt at ease throughout the call and never once did I feel I was being pressured to open a policy. It was my decision.
Lesley Phillips
I knew I had to take out a life policy…
I knew I had to take out a life policy for my husband and myself to cover funeral costs but kept putting it off .
Anastasia called us back as requested and guided us through the application. Thank you for making it easier than we thought so informative and helpful giving us the policy that was exactly what we asked for.
Highly recommended
Frequently Asked Questions
Whose Products Do We Sell?
- We offer products from a range of insurers for life insurance and critical illness cover.
- We offer protection products from a limited number of insurers for Whole of Life and Over 50s plans. A list of insurers we offer insurance from is available on request.
- As we’re not tied to any ONE provider we are able to search our panel of insurers and find you the best price available to us.
- We sometimes get preferential rates on selling policies which we pass on to you.
- We are paid a commission by each insurer for setting up your policy – it costs you nothing to use our service.
What Service Do We Offer?
- We are authorised by the FCA to advise our client on their protection needs. Our advisers will assess your demands and needs and recommend a suitable product that will protect you and your family. We get to know our clients and help them to decide on the right cover for the right price from a panel of leading UK insurers.
- We will ask you a number of questions designed to make you think about the shortfall in your income in the event of the death of a partner or breadwinner. Our questions are simple and our advisers avoid jargon making it easy for clients to understand.
How Much Does Our Service Cost?
- NOTHING – We do not charge a fee for our service; however, if you take a policy out through us we will be paid by commission from the insurer, but it still costs you nothing.
- You will receive a quotation which will tell you about any policy premiums relating to any particular insurance policy.
- We will put your life insurance policy into TRUST for FREE – this means that it may not be counted as part of your estate when you pass away and could secure it from the taxman – why should you lose your payout to the taxman’s inheritance tax?
Compare From These Providers
