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Zurich Life Insurance

Zurich life insurance was founded in Switzerland in 1872 and is now a global insurance company offering a range of insurance products in more than 215 countries and territories worldwide. It is Switzerland’s largest insurer with a mission to become the UK’s leading financial services provider, committed to ‘doing the right thing, in the right way and for the right reason’.

Zurich life insurance offers comprehensive personal protection plans and other wealth related products, winning multiple awards for outstanding service.

“We have always sought to provide our customers with the best service and products when it matters, helping them to understand and protect themselves from risk. Our service continues to evolve as we enter new markets and develop and introduce new products.”

• 2021 Gold medal awards at the Protection Guru of the Financial Technology Research Centre: Critical Illness Cover & Income Protection Select Product
• 2020 Winner of Cover Customer Care Awards: Best Online Service Team
• 2019 Winner of Cover Excellence Awards: Best Promotion of Protection
• 2018 Winner of MoneyAge Awards: Life Company of the Year
• 5 Star Defaqto rating for Personal Protection: Live Cover with Critical Illness
• 5 Star Defaqto rating for Personal Protection: Critical Illness Select

Additional Benefits of Zurich:
• You can take out a policy between 16 and 83 (69 with critical Illness) years of age
• Zurich Life Insurance policies have no limit on the maximum benefit available. That means you can choose a sum that suits your requirements
• Option to add Multi Fracture Cover to your Life Insurance policy for an extra premium. This pays out either £2,000, £4,000 or £6,000 depending on your injury if you suffer a fracture, dislocation, tendon rupture or ligament tear from a set list
• Zurich will advance up to £10,000 of your benefit to cover funeral costs if probate causes delays in your pay-out
• With Critical Illness Cover Zurich offer Advanced Surgery Payments with certain conditions. This means they will pay out early for actual surgery if you are on the NHS waiting list
• For couples with a joint policy who separate, divorce or dissolve their civil partnership, you can split your joint policy into two separate ones without further medical evidence
• Zurich Support services provides you and your family with 24/7 access to an independent team of counsellors, advisers and legal experts, including carers, life coaching, debt and money management

Claims Record:

2020: Life Insurance:  98% of claims paid.  A total of £279.6m paid out. Critical Illness: 87% of claims paid. A total of £64.7m paid out.
2019: Life Insurance:  99% of claims paid. Critical illness Insurance:  90% of claims paid out.
2018: Life insurance:  99% of claims paid out. Critical illness Insurance:  96% of claims paid out.

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Losing a loved one is never easy…

but having life insurance in place can ease the financial burden at an emotionally difficult time. Our team of protection specialists can help you find the RIGHT policy at the RIGHT price. We even help you put your policy into TRUST for FREE which could protect it from the TAXMAN. Simply fill out the form and we will get everything ready and start preparing your quotes.

Ask Yourself:

  • Who would pay the rent or mortgage if you were to pass away suddenly?
  • Who would pay your children’s university fees or provide money for childcare whilst your surviving partner goes out to work?
  • Who would provide the money for your family’s food, clothing or lifestyle?
  • Who would pay for your funeral or clear your debts?

These are just a few things to think about when obtaining life insurance. If you pass away the policy will pay out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle in the event of your death.

We don’t talk to people like they’re just a number

Our expert advisers help people make informed decisions through expert financial advice.

Get Covered in 3 Easy Steps


Tell us how much money you would need to financially protect your loved ones


We will call you to discuss your options and provide comprehensive free quotes


You decide which policy to take and get protected today with no medicals or forms

We Provide Complete Cover For:

Life Insurance

Make sure your family have financial security in the event of your passing…

Income Protection

Protect your income if you’re unable to work due to illness or injury…

Critical Illness

Get a lump sum payment if you’re diagnosed with a serious illness…

Enjoy Life Insurance with Rewards

You can use InsuredLife Rewards in hundreds of retailers across the UK, including all the major high street names. The benefits packages available include Digital Vouchers, Re-loadable Gift Cards, Online Cashback and Online offers.

Get covered today and access your rewards…

Frequently Asked Questions

Whose Products Do We Sell?
  • We offer products from a range of insurers for life insurance and critical illness cover.
  • We offer protection products from a limited number of insurers for Whole of Life and Over 50s plans. A list of insurers we offer insurance from is available on request.
  • As we’re not tied to any ONE provider we are able to search our panel of insurers and find you the best price available to us.
  • We sometimes get preferential rates on selling policies which we pass on to you.
  • We are paid a commission by each insurer for setting up your policy – it costs you nothing to use our service.
What Service Do We Offer?
  • We are authorised by the FCA to advise our client on their protection needs. Our advisers will assess your demands and needs and recommend a suitable product that will protect you and your family. We get to know our clients and help them to decide on the right cover for the right price from a panel of leading UK insurers.
  • We will ask you a number of questions designed to make you think about the shortfall in your income in the event of the death of a partner or breadwinner. Our questions are simple and our advisers avoid jargon making it easy for clients to understand.
How Much Does Our Service Cost?
  • NOTHING – We do not charge a fee for our service; however, if you take a policy out through us we will be paid by commission from the insurer, but it still costs you nothing.
  • You will receive a quotation which will tell you about any policy premiums relating to any particular insurance policy.
  • We will put your life insurance policy into TRUST for FREE – this means that it may not be counted as part of your estate when you pass away and could secure it from the taxman – why should you lose your payout to the taxman’s inheritance tax?