ARE YOU PAYING TOO MUCH FOR YOUR LIFE INSURANCE?
Not sure? You could get £250,000 life insurance cover from just £9.99 per month.
It takes just 60 seconds to find out, just fill in our online form…
We will search the market and find you the best policy for your needs, no hassle, no fees! We believe every person deserves great value life insurance that reflects their lifestyle and commitments meaning your family will be covered no matter what happens to you.
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Losing a loved one is never easy…
but having life insurance in place can ease the financial burden at an emotionally difficult time. Our team of protection specialists can help you find the RIGHT policy at the RIGHT price. We even help you put your policy into TRUST for FREE which could protect it from the TAXMAN. Simply fill out the form and we will get everything ready and start preparing your quotes.
Ask Yourself:
- Who would pay the rent or mortgage if you were to pass away suddenly?
- Who would pay your children’s university fees or provide money for childcare whilst your surviving partner goes out to work?
- Who would provide the money for your family’s food, clothing or lifestyle?
- Who would pay for your funeral or clear your debts?
These are just a few things to think about when obtaining life insurance. If you pass away the policy will pay out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle in the event of your death.
We are a Direct Broker
We act on behalf of you the customer and not the Insurer, we do not charge you fees for our service
Free trust service
Protect your payout in trust and it could be protected from inheritance tax!
60 second quote
It only takes 60 seconds to begin your quote, we just need a few bits of info
Life Insurance facts
Everyday more and more families are being covered, securing their financial future in case of the worst happening
Over £2 Billion
We’ve provided over £2Billion worth of insurance cover to UK families
40,000 households
Over 40,000 households covered since 2015 – make sure yours is too…
60% have no cover
60% of UK households have no cover and over 50% of mortgages have no cover
Life Insurance could help prevent hardship for your loved ones
A payout from Life Insurance could help
Prevent losing the family home
Pay school or education fees
Pay funeral costs
Provide a decent income
Clear outstanding debts
Pay for everyday bills and expenses
Pay the mortgage or rent
Be used however you wish
Start your free quote now and see how cheap family protection can be
It takes just 60 seconds and your data is secure. we operate a no spam policy so your data is safe with us!
Why is Life Insurance right for me?
Ask Yourself:
- Who would pay the rent or mortgage if you were to pass away suddenly?
- Who would pay your children’s university fees or provide money for childcare whilst your surviving partner goes out to work?
- Who would provide the money for your family’s food, clothing or lifestyle?
- Who would pay for your funeral or clear your debts?
These are just a few things to think about when obtaining life insurance. If you pass away the policy will pay out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle in the event of your death.
Losing a loved one is never easy, but having life insurance in place can ease the financial burden at an emotionally difficult time. Our team of protection specialists can help you find the RIGHT policy at the RIGHT price.
Which policy is right for me?
Joint Life Insurance
Obtaining a joint policy for you and your partner can be cheaper than having a policy each.
Level Term Life Insurance
Your amount of cover stays the same throughout the life of the policy so no matter when you die the pay-out will still be the same.
Mortgage Life Insurance
The amount of cover will normally decrease in line with your mortgage. Would your family be able to continue to pay the mortgage if you passed away?
We can provide cover from Legal and General, LV, Royal London, Aegon, Vitality, HSBC, Aviva, Scottish Widows, The Exeter, MetLife, National Friendly, One Family and AXA.
Still not sure? Just fill in the form below and we’ll be in touch to see you right!
Which policy is right for me?
Joint Life Insurance
Obtaining a joint policy for you and your partner can be cheaper than having a policy each.
Level Term Life Insurance
Your amount of cover stays the same throughout the life of the policy so no matter when you die the pay-out will still be the same.
Mortgage Life Insurance
The amount of cover will normally decrease in line with your mortgage. Would your family be able to continue to pay the mortgage if you passed away?
We can provide cover from Legal and General, LV, Royal London, Aegon, Vitality, HSBC, Aviva, Scottish Widows, The Exeter, MetLife, National Friendly, One Family and AXA.
Still not sure? Just fill in the form below and we’ll be in touch to see you right!
If you’ve seen all that you need to see, we ask
Why use us?
Free service
Our services are free now and forever
We're independent
We’re not tied to any one insurer and can search the market to find you the best deal
Experts at obtaining cover
We covered thousands of families since 2015
Enjoy Life Insurance with Rewards
You can use InsuredLife Rewards in hundreds of retailers across the UK, including all the major high street names. The benefits packages available include Digital Vouchers, Re-loadable Gift Cards, Online Cashback and Online offers.
Get covered today and access your rewards…
Frequently Asked Questions
The Financial Conduct Authority
The FINANCIAL CONDUCT AUTHORITY (FCA) – is a financial regulatory body in the United Kingdom, but operates independently of the UK government, and is financed by charging fees to members of the financial services industry. The FCA regulates financial firms providing services to consumers and maintains the integrity of the UK’s financial markets. It focuses on the regulation of conduct by both retail and wholesale financial services firms.
The Financial Conduct Authority | 12 Endeavour Square London E20 1JN
Insured Life is a trading name of PBS & Co (UK) Limited (FCA Registration Number: 732728).
PBS & Co (UK) Limited 19 Oxford Road, Bournemouth, England, BH8 8GS United Kingdom.
Whose Products Do We Sell?
- We offer products from a range of insurers for life insurance and critical illness cover.
- We offer protection products from a limited number of insurers for Whole of Life and Over 50s plans. A list of insurers we offer insurance from is available on request.
- As we’re not tied to any ONE provider we are able to search our panel of insurers and find you the best price available to us.
- We sometimes get preferential rates on selling policies which we pass on to you.
- We are paid a commission by each insurer for setting up your policy – it costs you nothing to use our service.
What Service Do We Offer?
- We are authorised by the FCA to advise our client on their protection needs. Our advisers will assess your demands and needs and recommend a suitable product that will protect you and your family. We get to know our clients and help them to decide on the right cover for the right price from a panel of leading UK insurers.
- We will ask you a number of questions designed to make you think about the shortfall in your income in the event of the death of a partner or breadwinner. Our questions are simple and our advisers avoid jargon making it easy for clients to understand.
How Much Does Our Service Cost?
- NOTHING – We do not charge a fee for our service; however, if you take a policy out through us we will be paid by commission from the insurer, but it still costs you nothing.
- You will receive a quotation which will tell you about any policy premiums relating to any particular insurance policy.
- We will put your life insurance policy into TRUST for FREE – this means that it may not be counted as part of your estate when you pass away and could secure it from the taxman – why should you lose your payout to the taxman’s inheritance tax?
Who Regulates Us?
Insured Life is a trading name of PBS & Co (UK) Limited who are authorised and regulated by the Financial Conduct Authority (FCA) for insurance mediation under the firm license number: 732728
Our permitted business is administering and arranging general insurance contracts. You can check this on the FCA’s Register by visiting the FCA’s website.
PBS & Co (UK) Limited 19 Oxford Road, Bournemouth, England, BH8 8GS.
Have a Complaint?
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If you wish to register a complaint, please contact us:
In writing: PBS & Co (UK) Limited | C/O InsuredLife Complaints Department.
19 Oxford Road, Bournemouth, England, BH8 8GS United Kingdom.
By Telephone: 0800 037 3000If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service. Please ask us for more information.
Are We Covered by the Financial Services Compensation Scheme?
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We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.
Insurance advising and arranging is covered for 90% of the claim with no upper limit.
Further information about compensation scheme arrangements is available from the FSCS.
http://www.fscs.org.uk/