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NHS Life Insurance

Welcome to NHS Life Insurance: Your Lifetime Partner in Health and Financial Security


Life is a journey filled with unforeseen twists and turns. Our life insurance policies provide a safety net, offering adaptable coverage to suit your unique lifestyle and requirements. From the young professional to the retired individual, we’ve got you covered.

We believe Life Insurance should be as straightforward as possible. That’s why we’ve designed our policies to be easily understood, and our application process to be uncomplicated and quick. Our team of professional advisors is always on standby, ready to help you navigate your options. No complicated jargon, no hidden fees — just simple, transparent insurance.

As part of the NHS, affordability is in our DNA. Everyone deserves access to life insurance. That’s why our plans are competitively priced, making the peace of mind that comes with financial security available to all. Ensuring the future of your loved ones shouldn’t come with a hefty price tag.

We’re here for you, every step of the way. Our dedicated customer service team is always ready to help, whether you’re filing a claim, adjusting your policy, or just need advice. We understand that life insurance is an important decision, and we’re committed to making it as easy as possible.

Why Choose NHS Life Insurance?

  • Adaptable Coverage: We offer customized policies to suit your individual circumstances and budget.
  • Round-the-Clock Customer Service: Our team of experts is available 24/7 to assist you.
  • Simple and Transparent: We provide clear-cut policies with no hidden fees.
  • Budget-Friendly Plans: We ensure our life insurance plans are accessible to everyone, offering exceptional value for money.

At NHS Life Insurance, we’re dedicated to providing you with the tools to protect your family’s future, no matter what life throws your way. While life’s journey is uncertain, your financial security doesn’t have to be. Begin your journey with NHS Life Insurance today.

Life is uncertain. With NHS Life Insurance, the future of your loved ones doesn’t have to be.

Helping you make sound
financial decisions

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Losing a loved one is never easy…

but having life insurance in place can ease the financial burden at an emotionally difficult time. Our team of protection specialists can help you find the RIGHT policy at the RIGHT price. We even help you put your policy into TRUST for FREE which could protect it from the TAXMAN. Simply fill out the form and we will get everything ready and start preparing your quotes.

Ask Yourself:

  • Who would pay the rent or mortgage if you were to pass away suddenly?
  • Who would pay your children’s university fees or provide money for childcare whilst your surviving partner goes out to work?
  • Who would provide the money for your family’s food, clothing or lifestyle?
  • Who would pay for your funeral or clear your debts?

These are just a few things to think about when obtaining life insurance. If you pass away the policy will pay out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle in the event of your death.

We don’t talk to people like they’re just a number

Our expert advisers help people make informed decisions through expert financial advice.

Get Covered in 3 Easy Steps


Tell us how much money you would need to financially protect your loved ones


We will call you to discuss your options and provide comprehensive free quotes


You decide which policy to take and get protected today with no medicals or forms

We Provide Complete Cover For:

Life Insurance

Make sure your family have financial security in the event of your passing…

Income Protection

Protect your income if you’re unable to work due to illness or injury…

Critical Illness

Get a lump sum payment if you’re diagnosed with a serious illness…

Enjoy Life Insurance with Rewards

You can use InsuredLife Rewards in hundreds of retailers across the UK, including all the major high street names. The benefits packages available include Digital Vouchers, Re-loadable Gift Cards, Online Cashback and Online offers.

Get covered today and access your rewards…

Frequently Asked Questions

Whose Products Do We Sell?
  • We offer products from a range of insurers for life insurance and critical illness cover.
  • We offer protection products from a limited number of insurers for Whole of Life and Over 50s plans. A list of insurers we offer insurance from is available on request.
  • As we’re not tied to any ONE provider we are able to search our panel of insurers and find you the best price available to us.
  • We sometimes get preferential rates on selling policies which we pass on to you.
  • We are paid a commission by each insurer for setting up your policy – it costs you nothing to use our service.
What Service Do We Offer?
  • We are authorised by the FCA to advise our client on their protection needs. Our advisers will assess your demands and needs and recommend a suitable product that will protect you and your family. We get to know our clients and help them to decide on the right cover for the right price from a panel of leading UK insurers.
  • We will ask you a number of questions designed to make you think about the shortfall in your income in the event of the death of a partner or breadwinner. Our questions are simple and our advisers avoid jargon making it easy for clients to understand.
How Much Does Our Service Cost?
  • NOTHING – We do not charge a fee for our service; however, if you take a policy out through us we will be paid by commission from the insurer, but it still costs you nothing.
  • You will receive a quotation which will tell you about any policy premiums relating to any particular insurance policy.
  • We will put your life insurance policy into TRUST for FREE – this means that it may not be counted as part of your estate when you pass away and could secure it from the taxman – why should you lose your payout to the taxman’s inheritance tax?